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Treatment plans, deposits and stage payments in restorative dentistry
How implant and restorative dental work is quoted and paid: the written treatment plan, the deposit, payments by stage, financing and what happens if plans change.
Implant and restorative work happens in stages over months, so it is priced and paid in stages too. Here is the structure used at the dental practice in the group.
The written treatment plan
After the exam and imaging you receive a treatment plan that lists each procedure, the fee for each, the sequence and approximate timing, and what is and is not included (for example sedation, temporaries, or lab work). The plan is the price; anything added later is written up and approved by you before it is done.
Deposit and stages
- Deposit when you accept the plan, which schedules the first procedure and covers lab work that is ordered up front.
- Stage payments as each phase is completed: for example placement, then restoration. Each stage is invoiced with the procedure codes and the amount.
- Balance at the final appointment.
Insurance and financing
Where a plan covers part of the work, the practice files the claim and your statement shows the remaining balance. Third-party patient financing is available for larger plans; the financing company pays the practice and you pay the financing company on its terms.
If plans change
Deposits and prepaid amounts are refundable less work already performed and lab work already ordered. Stage payments for completed stages are not refundable; workmanship problems are corrected under the practice's warranty at no charge for labor.
Paying
Stage invoices come by email from RBS Northern LLC with a secure link to pay by card, HSA/FSA card, ACH or bank transfer; the front desk also takes card and HSA/FSA payments. Your statement shows RBS NORTHERN LLC. See payments and statements and the cancellation and refund policy.
Published 2026-08-22 by RBS Med, an operating group of Radd Payment Solutions. More insights